Corporate Benefits
Medical, Dental, Vision
We offer quality benefits with all the major carriers in the state from low-deductible Cadillac plans to high-deductible and HSA plans.
Aerospace
Industries We Serve:
Agriculture
Wholesaling
Media
Automotive
Business Services
Information Technology
Tourism
Community Services
Manufacturing
Transportation
Healthcare
Retail
At Sound Investment Services, we are an independent corporate benefits firm specializing in serving small to mid-sized businesses. Our value-driven approach focuses on reducing costs without compromising the quality of coverage or level of service. As an independent broker, we work with all major insurance carriers in the state, as well as a wide range of available association plans.
Because we offer access to a broad selection of plans and providers, insurance carriers compete for our clients’ business. This competitive environment often results in improved plan options and more favorable pricing. Additionally, the growing availability of association plans allows insurance providers to apply simplified health underwriting, enabling them to price groups more accurately based on utilization rather than broadly subsidizing higher-claim groups. As a result, many employers experience lower premiums while maintaining equal or enhanced coverage.
How We Help Reduce Your Benefits Costs
Health Insurance Quoting Process
Once we receive a company’s information, employee census, and plan preferences, we solicit quotes from multiple insurance providers on the company’s behalf. Upon receipt of the proposals, we prepare a comprehensive comparison spreadsheet that includes the current plan alongside the top three to four recommended alternatives. This analysis highlights key plan features, pricing, and benefits for both health and dental coverage, making the comparison process clear and efficient.
After reviewing the comparison, we meet with the prospective client to provide a detailed overview of the selected plans and carriers. Once a company becomes a client, we remain actively involved to ensure continued satisfaction and optimal value. Our services include enrollment meetings (if desired), managing all paperwork and processing through enrollment, and annually re-marketing the plan at renewal to confirm that coverage and pricing remain competitive.
What Is an Association?
Washington State offers a unique advantage by allowing businesses to participate in health insurance trusts and associations. These associations combine multiple employers—often within similar industries—into a larger group, enabling access to pricing typically reserved for large organizations. While benefits remain specific to each individual business, the collective structure provides increased purchasing power, reduced administrative costs, and more competitive premiums.
Upon receiving your company’s information, we request quotes from the leading associations in the state, in addition to submitting proposal requests directly to insurance carriers. Because we are appointed with most associations, we can offer a wide range of carriers and plan designs, often at significantly lower costs than traditional options.